We are a leading supplier of specialist finance facilities for commercials and cars . Our individual approach ensures that we can often help in cases where others can't.
Our finance products allow customers throughout the UK to have credit for many customers who may otherwise be unable to get the finance arranged.
We don't promise or guarantee to obtain finance for you but we will try our best to get you the best deal available from our wide range of lenders including Black Horse Royal Bank of Scotland. We offer great deals at amazing rates, even if you are suffering with some credit problems.
Hire Purchase
Hire Purchase is the most popular method of finance, giving customers the option to purchase the vehicle on completion of the agreement; Van-Bay supply the goods to leading finance companies for the duration of the agreement.
Customer Benefits
Some of the many benefits of finance with Van-Bay are listed below:
- Eventual ownership
- Frees capital for other purchases or alternative investment
- No need to increase bank borrowings
- Accurate cash-flow forecast
- For business users, any capital allowance available may be claimed
- For business users, interest can usually be offset against taxable profits
- Simple documentation resulting in faster decisions
